Services

Services

Claims Management

Expert services for insurance claims, loss adjusting, and risk inspection.

Survey & Loss Assessment

Expert services for insurance claims, loss adjusting, and risk inspection. Our pan-India resources and expert staff ensures to resolve insurance claims quickly and effectively. Quick and effective claims resolution enhance policyholder satisfaction. Higher satisfaction leads to increased retention, and it is more profitable to retain a policyholder than to acquire a new one. 

We offer pan-India solutions in areas like Fire, Engineering, Marine, Motor Misc., Aviation (Drone), Virtual Survey, Desktop Survey Reports, LOP Claims.

Over the years, we have proved our expertise by covering a range of areas from routine losses in small industries to major incidents in big/prestigious projects. In fact, many insurers have complimented our handling of claims occurring throughout India.

Property Claims

Our Property Claims Management Services cover all types of losses, such as fire, engineering, and miscellaneous claims. We offer a full range of products and services designed to expedite the claim to a cost-effective closure.

We provide surveying and loss adjusting services for various policies, including:

* Standard Fire and Special Peril policies
* Machinery Breakdown policies
* Electronic Equipment policies
* Project policies such as Contractors All Risk policies, Erection Cum Storage All Risk policies, Contractors Plant and Machinery policies
* Boiler Explosion policies
* IAR & Mega policies
* All risk policies such as Cellular Network, Portable Computer, etc
* Package policies such as Shopkeepers, Householder, Office Protection, etc.
* Burglary and Housebreaking policies
* Money policies
* Banker’s Blanket Policies
* Bank Asset Policy ATM Policies
* Jeweler Block Policies
* Product Liability policies including Product Recall
* Special Contingency policies issued by the Insurers for specific coverage
* Fidelity Guarantee
* Bid Bond & Performance Bond Policies
* Drone (Aviation) Policy
* Solar Project Policies (MD + BI)
* Transmission Line Policies



Motor Vehicle / Auto Claims

Our Own Damage Claims services deliver comprehensive, accurate appraisals promptly. When needed, our appraisers conduct complete, thorough inspections that pay particular attention to details such as whether a component can be repaired instead of replaced. Our Motor / Auto Claims Services Include detailed inspection of the damaged vehicle, Physical identification of vehicles through chassis no., Assessment of components to determine if they require replacement or may be repaired, Identification of any existing damage, Check for consistency of damage with account and location of accident as reported, Checking replacement part prices, Investigation of any suspicious circumstances that may exist or if liability disputed, etc.. This includes driver interviews, obtaining witness statements and visiting the accident scene.

Marine Claims

Our highly skilled, experienced and knowledgeable professionals can handle a wide range of cargo services for insurers and corporate clients. We stand by our commitments and settle even the most difficult claims in less time.

Turnaround time, quality, and commitment are our major objectives when taking an assignment.

Our Marine Claims Services Include:

  • Cargo damage surveys including high-tech and electronic equipment Commodity surveys including steel, equipment, sugar, coffee, etc.

  • Load and stowing surveys of export cargos

  • Out-turn, offloading and handling surveys of import cargo

  • Evaluation of Cargo Compatibility in consolidated containers

  • Container suitability and condition

  • Packing recommendations

  • Pre-dispatch Inspections





Value Added Services

* Lumex Industries Ltd.
* Transport Corporation of India
* Mawana Sugar Mill & Distillery
* Haier Appliances India Pvt. Ltd
* Tricon Chemical Pvt. Ltd.
* Jieqin Technologies India
* Lifestyle Foods Pvt. Ltd., etc.

Marine Inspection

* Indulge provides inspections, supervision and loading unloading of bulk cargos. Indulge is engaged in this service to safe and secure loading and unloading of the bulk cargos and to ensure all the security measures before loading and unloading.

We are offering services, which include:

* Pre-Dispatch Insurance Inspection of Engineering Goods, Project Cargo, etc.
* Supervision of discharge / loading of consignment.
* Pre-shipment inspection of refrigerated cargo, supervision of carting and loading of cargo.
* Verification of Declarations under Marine Policies (Inland/Overseas).

Valuation
Fixed Asset Valuation for Insurance Purpose.

Investigations
* Experienced in conducting a wide range of insurance investigations, including-
Group Persona Accident / Personal Accident Claims / Fraudulent personal injury claims
* Healthcare Fraud Insurance Claims
* Fraudulent workers’ compensation claims
* Property Damage and Theft Claims
* Automobile / Vehicle insurance fraud

Virtual Inspection & Survey

Our experts are at hand promptly and expertly handling any Virtual Inspection & Surveys.

Desktop Survey Report

Our team is well-experienced to provide Desktop Survey Report services to Insurers.

Policy Audit

Our team is well-experienced to provide Policy Audit services to Industries.*

Why Choose Us

Indulge Surveyors provided exceptional service during my claim process. 

Our expertise in loss adjusting made everything seamless and stress-free. Highly recommended service!

01

Driven

With your direction, we help you draw out your unique story.

02

Motivated

We are motivated with your ideas and vision.

03

Creative

We create as per your requirement.